Lawful use across India payments
These Legal terms explain how guru365 treats your account, identity checks, wallet entries, payment records, content rights and service changes. We apply them when you create an account, verify your details, use UPI, Paytm or PhonePe, request a withdrawal, contact support, or ask us to update
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account data. Access and eligibility depend on local law and are available where local law permits; if your location or legal status changes, your access may change too. We may ask for documents, payment references or device data when required to protect the account, meet legal
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duties, or answer a dispute. We do not sell your account data, and we keep records only for the periods needed for law, tax, security, dispute handling and account administration.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.